About Us

Daniel and Carol Wildermuth co-founded Kalos in 1997.  Today, Kalos Financial provides B/D and Investment Advisory Services to seasoned, independent, cross-licensed representatives and advisors specializing in the retirement market.  Kalos enjoys an outstanding reputation with financial professionals for helping them provide their clients the best services available.

In all areas, we have strived to build and organize the company in the way that best facilitates identifying and providing the absolute best services and products available to our clients. The company was created with tremendous flexibility to work with a broad range of services, products and companies to provide exceptional service.

The Kalos Team

In forming the firm, Daniel and Carol brought with them tremendous experience and knowledge about how advisors can best serve the needs of sophisticated individual investors.  The Kalos team provides outstanding investment and financial product expertise, financial risk assessment, money management skills, operational excellence, customer service distinction and know-how in money movement and securities trading.  

Through its demonstrated quality of services provided and decades of experience, Kalos has provided a model for financial professionals to follow.  Today, innovative, client centered professionals across the U.S. are affiliating with Kalos to gain access to the expertise and tools proven by across the U.S.

Our Specialties

We help advisors better serve their clients while moving their practice forward.  And while each advisor is unique and most benefits from different products, services, support and training, we have developed an outstanding reputation for helping advisors in specific areas.

Controlled Volatility:  We help advisors focus on investments and strategies that limit volatility such as value oriented stocks, traded and non-traded REITs, index annuities, and other vehicles as appropriate.

Performance:  To increase performance, we help advisors use investments that leverage proven market trends.  Specifically, value stocks have generated significantly higher returns than other equity styles for the 80 years of modern market data available.  For investments not invested in the stock market, we help advisors employ numerous higher performing fixed income alternatives.

Income Generation:  Our strategies help advisors generate income or make assets available for their clients when needed without having to sell assets at a discount.  Targeted and successful withdrawal and harvesting strategies are keys for optimum portfolio performance if using the portfolio for income.

Tax Efficiency:  We help advisors focus on their client’s bottom line, and employ numerous sophisticated strategies to minimize taxes including use of dividend income, limited trading, traded and non-traded REITs, annuities as appropriate, coordinated IRA withdrawal techniques, and other tax advantaged investments.